Effective Date: March 22,2026

1. Overview

TopAutoApproval.com is a digital platform designed to connect users with a network of licensed dealerships and financial partners across Canada.

Our goal is to simplify the vehicle financing and purchasing process by providing access to multiple options in one place.

2. Platform Role

TopAutoApproval:

• Facilitates introductions between users, dealerships, and lenders
• Helps match users with financing opportunities
• Provides access to vehicle inventory across partner networks

We do not:

• Issue loans
• Guarantee approvals
• Sell vehicles directly

All final agreements are completed with third-party partners.

3. Financing Process

When you submit an application:

• Your information is securely shared with relevant partners
• Lenders assess your application independently
• Dealerships may contact you regarding available vehicles

Approval outcomes, rates, and terms vary based on:

• Credit profile
• Income and employment
• Lending criteria

4. Vehicle Availability

Vehicle listings and availability:

• Are provided by partner dealerships
• May change without notice
• Are subject to prior sale or inventory updates

TopAutoApproval does not guarantee availability or pricing accuracy.

5. Communication & Follow-Up

By using the platform, you agree to be contacted by:

• Phone
• Email
• SMS (where applicable)

This communication may come from:

• TopAutoApproval
• Partner dealerships
• Financial institutions

You may opt out of communications at any time.

6. Accuracy of Information

You are responsible for ensuring that all information submitted is:

• Accurate
• Complete
• Up to date

Providing false or misleading information may result in:

• Delayed processing
• Rejection by lenders
• Removal from the platform

7. Third-Party Relationships

All transactions, financing agreements, and vehicle purchases are:

Entered into directly with third parties
Governed by their respective terms and policies

TopAutoApproval is not responsible for:

• Decisions made by lenders
• Dealership pricing or terms
• Contractual disputes

8. Service Availability

We aim to provide uninterrupted access to the platform, however:

• Availability may be affected by maintenance or technical issues
• Features may be updated or modified at any time

9. Limitation of Responsibility

TopAutoApproval is not liable for:

• Financing outcomes
• Vehicle condition or performance
• Delays in communication or processing
• Losses arising from third-party agreements

10. Compliance & Fair Use

Users must:

• Use the platform for legitimate vehicle financing purposes
• Not attempt to misuse or manipulate the system
• Respect applicable laws and regulations

11. Updates to These Terms

We may update these Platform Terms & Conditions periodically. Continued use of the platform indicates acceptance of any updates.

12. Contact Information

For questions regarding these terms:

Top Auto Approval
2400 McPhillips St
Winnipeg, MB R2V 4J6
Canada

1 (888) 983-8333
support@topautoapproval.com